Wired Plastic MasterCard® Card

Guaranteed approval MasterCard. No bank account required and no credit or employment checks. Load cash instantly at 43,000 Western Union locations with SwiftPay; or load cash with Payroll Direct, eCheck and ClickPay. Spend wisely by paying-as-you-go and enjoy MasterCard purchasing power to shop online, rent cars and pay bills. Wired Plastic is prepaid, so you will never pay interest, finance charges, over-the-limit, annual and late payment fees. Have your card in five days with express shipment. Start saving money with plastic that’s Wired for your convenience.

• Guaranteed Approval Stored Value MasterCard®
• Use anywhere MasterCard is accepted (over 30 million locations)
• No bank account or employment verification
• No ChexSystems or Credit Bureau inquiries
• Earn 1 Wired Point™ for every $1 you spend
• Redeem Wired Points™ for prepaid Wireless, Internet and Calling Cards
• Receive payroll and government checks (Unemployment, Social
  Security, Welfare, Medicare, Disability, IRS) directly to your card.
• Pay any bill with our convenient ClickPay™ service (Car, Rent, Utility)
• Add cash instantly with Western Union® SwiftPay®
• Add cash at over 25,000 locations using InstaPay
• Access cash at more than 1 million ATMs.
• Powerful online account management.
• 24-hour toll-free account information line

Fees & Disclosures
Annual Fee: 0
One time Activation Fee: $29.95
Monthly Service fee: $6.95
ATM Access Fee $2.00
International ATM $4.50
InstaPay $3.95
Western Union SwiftPay: $6.00
Payroll Direct™
ClickPay: .50¢
Money Transfer Service (send money to any bank) $1.50
Earn Wired Points™ Earn 1 point for every $1 spent
Redeem Wired Points™ for Prepaid Wireless, Internet and Calling Card airtime

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Card Choice

Bad Credit - No Credit - No Problems - Guaranteed Approvals!

It's YOUR choice with Choice Card! Choose the features YOU want! Gives you different card features to choose from. Pick the features that best fit your needs.

• Establish or Reestablish Credit
• Credit Limits up to $800 and More
• Card Limits to $7,500
• $500 Emergency Loan Feature
• Zero Fraud Liability
• No Interest, 0% Interest
• Special Discounted Benefits
• Features Like No Other Cards
• Bad Credit - No Credit - No Problems - Guaranteed Approvals!

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Orchard Bank MasterCard ®

The Orchard Bank and Household Bank credit card program offers credit cards to those with no credit, little credit, damaged credit or restored credit. We've helped millions of people obtain credit who may not have traditionally qualified for a credit card. Because of our reputation for outstanding customer service, modest fees and a focus on credit education, Orchard Bank and Household Bank credit cards are highly regarded by our cardmembers. With a unique approach of educating customers on all aspects of obtaining and managing credit, the Orchard Bank and Household Bank MasterCards® continues today as a leader in the under-served credit industry. Below are just a few of the many benefits of the Orchard Bank and Household Bank MasterCards®.

• Initial Credit Limit Up to $1000
• Low Annual Fees
• Competitive APRs
• Periodic Credit Line Increase Reviews
• Complete Online Account Access 24 Hours a Day
• Complimentary online services for account management and payment

It's that easy.

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USA Gold Card

• *Guaranteed Instant Approval
• No Credit Checks or Turndowns
• No Employment Verifications
• Monthly Credit Limit Increases
• Helps to Establish and Re-establish Credit
• Up to $5000 Credit Limit
• Very Low Fees
• The Credit Line is Reported to a Major Credit Bureau
• *See Website for Terms and Conditions
  

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* You must be 18yrs. old, a U.S. citizen or permanent resident (excluding Wisconsin), with an active checking account & a monthly household income of $800 or more & no undischarged bankruptcies.

USA Platinum Credit Card

Use this card to help establish your credit rating.

• *Guaranteed Instant Approval
• No Credit Checks or Turndowns
• No Employment Verifications
• Monthly Credit Limit Increases
• Helps to establish Credit
• Up to $7500 Credit Limit
• Very Low Fees
• Reports to a credit bureau establishing your credit
• *See website for terms and conditions
  

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* You must be 18yrs. old, a U.S. citizen or permanent resident (excluding Wisconsin), with an active checking account & a monthly household income of $800 or more & no undischarged bankruptcies.

Platinum Universal Stored Value Master Card

The Platinum Universal's Stored Value MasterCard® is better than a secured card. It does not require you to open a bank account or put up a security deposit in order to obtain one. There are no interest charges and no credit checks. Additionally, the Platinum Universal Stored Value MasterCard® is accepted at over 600,000 ATM machines and you can obtain cash advances anywhere you see the following logos displayed: MasterCard®,CIRRUS, and Maestro.

• 100% Guaranteed Approval
• No Credit Checks
• No Employment Verification
• No Interest
• Accepted at over 18 Million Locations
• Accepted at over 600,000 ATM’s
• Divorce, Bankruptcy? You're Approved
• No Credit, Bad Credit? You're Approved
• Manage Your Account Online
  

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BuyRight

The BuyRight Card is a good way to build credit if you have had credit problems in the past. This card may be use to make purchases at buyright.com while building your credit rating at the same time.

More Information:

• APR for Purchases: 0.0%
• Grace Period for Repayment of Balance for Purchases: N/A
• Fees for Insurance of Credit and Gift Certificate:
  Membership Acceptance fee: $195.95 (One Time Fee).
  Gift Certificate of $200.00 will be issued
• Fees for Paying Late or Exceeding the Credit:
  LINE Late Fee: $20.00 each time payment is late
  Over Limit Fee: $20.00 each month balance exceeds credit limit.
• Other Fees:
  Returned Check Fee:$20.00;
  Minimum Payment: $10.00 or 5% of your resulting credit balance after purchase is made, whichever is higher. Minimum payments are due each month on or before the date indicated on your statement.

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All American Gold Card**

Use this card to help establish your credit rating.

• *Guaranteed Instant Approval
• No Credit Checks or Turndowns
• No Employment Verifications
• Monthly Credit Limit Increases
• Helps to Establish Credit
• Up to $6000 Credit Limit
• Very Low Fees
• The Credit Line is Reported to a Major Credit Bureau
  

Apply Online - More Info

* You must be 18yrs. old, a U.S. citizen or permanent resident (excluding Wisconsin), with an active checking account & a monthly household income of $800 or more & no undischarged bankruptcies.

**See website for terms and conditions