American Express Blue One of the best cards available for carrying a balance. Combines a great APR (0), with a long-term fixed APR. All this with no annual fee, and all the benefits that come with being an American Express cardholder. These benefits include: Return Protection: return a covered item purchased with your Card—even if you purchased it online—when the merchant won't take it back. The Best Value Guarantee: you pay the lowest available price. The Purchase Protection Plan: insures covered items purchased with the Card against accidental damage. Apply Online - More Info American Express Platinum Cash Rebate Up to 5% Cash Back. American Express Platinum Cash-Back Credit Card combines the two most important factors a credit card can have: a low interest rate and cash-back on every purchase. This credit card combines all the features you could want in a Platinum credit card. It offers some of the lowest fixed-rates possible and gives you an even lower intro rate for the first six months. All of this combined with great benefits offered with American Express Platinum credit cards. Up to 5% Cash Back 0% Intro APR NO Annual Fee Platinum Benefits Apply Online - More Info American Express Blue Cash® for Business Credit Card The newest American Express business credit card. Like the other Blue credit cards before it, this card takes the basic features of a credit card and adds to them. The Blue business credit card is specifically designed for those small businesses people who are online. You can view and pay your bill online. You can get your monthly statements emailed to you, and you get an online (and offline) fraud guarantee which ensures that you only pay for purchases you make. Combine that with a low fixed interest rate and a special six month introductory rate, and you have a business credit card designed for online use and off. Take advantage of this no-annual-fee credit card today by applying online. One of the best cards available for carrying a balance. Combines a great APR (0), with a long-term fixed APR. All this with no annual fee, and all the benefits that come with being an American Express cardholder. These benefits include: No annual fee. Up to 5% cash back on all qualified purchases. 0% Introductory APR on purchases during first 6 months of Card membership. Everyday Savings - Exclusive savings at DellTM, Staples®, Kinko's® and more. Express Approval® Interest Rate: See above. Acceptance: American Express credit cards are accepted at millions of locations around the world and at most large retailers. However, you will find that some smaller businesses don't accept it. If you are only going to get one business credit card, you should be getting a Visa/MasterCard. We do recommend because of the many benefits offered, that you also consider getting the American Express Blue Business credit card. It is the best card they have yet to issue. Annual Fee: No annual fee. Credit Line: From $1,000 to $50,000. Management Reports: Yes. Quarterly business management reports are issued. American Express breaks down spending by category as well as by which card was used to make a purchase. The reports can be viewed online and downloaded into finance software including Quicken. Online Account Access: Yes. With the ability to view and pay your American Express bill online. You can also sign-up to have your monthly statements sent by email if you desire. Bonus Programs: Yes. A point system the rewards you for purchases at certain retailers. Free Business Benefits: With American Express Online Fraud Protection you will not be responsible for unauthorized charges made with your card online or off — guaranteed. With the Smart Chip and Smart Card Reader you’ll have safe and convenient access to your American Express Online Wallet which makes online purchasing even easier. Their Purchase Protection and Buyer's Assurance Plans protect all of your card purchases. American Express has traditionally offered the best protection and service to customers. These benefits are step above the rest offered and make getting a American Express card a easy (no annual fee) investment. Discounts: Yes. Some of the partners include FedEx, Hertz, Hilton, Mobil, and Quest. Additional Cards: Yes. You will still only need to write one check since all activity for the business is consolidated monthly into one total outstanding balance. Apply Online - More Info American Express Corporate Gold This is the classic American Express business card with all the extras. Worried about carrying a balance on your credit card. You should be. Despite the fact that most business owners can pay off the balance each month and plan to before they get a credit card, 60% don't. Not having to pay monthly can be a convenience, but in the long run it can be a financial burden, costing you thousands of dollars in interest. The American Express Gold Corporate business credit card gives you the flexibility of having having no credit limit, but you are require to pay the balance every month. This business credit cards is one of the oldest offered, and over the years American Express has continued to add features and services that make this one of the top business credit cards available. Interest Rate: No interest rate. Balance must be paid in full each month. Acceptance: American Express credit cards are accepted at millions of locations around the world and at most large retailers. However, you will find that some smaller businesses don't accept it. If you are only going to get one business credit card, you should be getting a Visa/MasterCard. We do recommend because of the many benefits offered, that you also consider getting the American Express Blue Business credit card. It is the best card they have yet to issue. Annual Fee: No annual fee for the first year. $75 per year, per card after that. NOTE: Blue from American Express doesn't charge any annual fee. So if you are considering a low cost alternative, consider Blue. Credit Line: No preset limit. Management Reports: Yes. Quarterly business management reports are issued. American Express breaks down spending by category as well as by which card was used to make a purchase. The reports can be viewed online and downloaded into finance software including Quicken. Online Account Access: Yes. Bonus Programs: No, but discounts are available on some purchases. Free Business Benefits: When you use your eligible Gold Corporate Card, you'll benefit from the following Plans: With Purchase Protection Plan you'll receive added protection against accidental damage and theft on covered items. With Online Shopping Guarantee, you won't be responsible for any unauthorized charges made online. Buyer's Assurance Plan extends the terms of the original manufacturer's warranty up to one additional year on U.S. warranties of five years or less for covered items purchased with the business credit card. With the Best Value Guarantee, you're assured the lowest price available on a covered item purchased entirely with your Gold Corporate Card. Return Protection offers you guaranteed product satisfaction on designated items purchased entirely with your Card. Receive up to $100,000 in accident insurance with our Travel Accident Insurance Plan And you're covered for accidental loss and damaged baggage with the American Express Card Baggage Insurance Plan Discounts: Yes. Some of the partners include FedEx, Hertz, Hilton, Mobil, and Quest. Additional Cards: Yes. $75 per card, per year is charged after the first year. You will still only need to write one check since all activity for the business is consolidated monthly into one total outstanding balance. NOTE: Blue from American Express doesn't charge any annual fee even if you get extra cards. So if you are considering a low cost alternative, consider Blue. Apply Online - More Info