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I
want to call (insert bank name here). What is their phone
number?
Unfortunately,
at this time, we do not have a database of bank and credit
card phone numbers. If you can't find the information on
this site, we probably won't be able to help you.
I
am not a US citizen, but would like to set up an online
account with a bank located in the United States. How can
I do this?
Most
online banks in the United States will require a US mailing
address and Social Security Number. Additionally, in some
cases, you will be required to have a credit history and
some other form of identification (such as a driver's license).
Everytime
I apply for a credit card, I get rejected. How can I get
a credit card?
A lot
of people get rejected for credit cards because they are
applying for cards that are beyond the reach of what their
credit level offers. If you know you have a low or marginal
credit rating, your best bet is to apply for credit cards
that target people in your credit category. A
list of these cards may be found by clicking here. Some
of these cards will carry fees, but they will help you get
your credit rating back on track.
If you
don't have a low or marginal credit rating and still are
getting rejected for credit cards, here are a few important
things to consider:
- How
many credit cards do you have already? Some credit card
companies won't give more credit cards to people who already
have a lot of credit cards.
- Don't
apply for several credit cards at once. Space your credit
card applications out over a longer period of time.
- Have
you made any late payments recently? Even one late payment
can hurt you more than you think.
I
am a student. What is the best way for me to get a credit
card?
A lot of students don't realize it, but credit card companies
want your business and will often make nice offers to students
even if they have not proven their ability to handle credit
yet. The best thing you can do is apply for cards specifically
targeting students. These
cards may be found by clicking here. Since you will
often be proving your ability to handle credit with these
cards, it is important to use them wisely. This will allow
you to establish a solid credit rating.
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